> ## Documentation Index
> Fetch the complete documentation index at: https://help.circo.live/llms.txt
> Use this file to discover all available pages before exploring further.

# Credits

> Credits are Circo's in-app currency. As a creator, you earn Credits through gifting, PPV purchases, and subscriptions — and can withdraw them as cash.

Credits are the currency that powers all transactions on Circo. Fans use Credits to unlock content, subscribe to Studios, and send gifts. As a creator, the Credits your fans spend become your earnings — withdrawable as real money once you complete KYC.

## How Credits work

Every Credit has a fixed value:

**1 Credit = \$0.50 (50 cents), shown in your local currency equivalent**

Circo uses a dual-credit system that keeps spending and earning clearly separated.

## Two types of Credits

<Tabs>
  <Tab title="Purchased Credits">
    Purchased Credits are bought by fans directly inside the app.

    * Available in packages (e.g., 10, 20, 50 Credits) priced in the buyer's local currency
    * Used for PPV purchases, subscriptions, and gifting inside Circo
    * **Not withdrawable** — they represent what fans spend, not what you earn

    <Note>
      Purchased Credits that fans top up to their wallets are spending currency only. You cannot withdraw them even if they land in your account through a failed or reversed transaction.
    </Note>
  </Tab>

  <Tab title="Earned Credits">
    Earned Credits are the Credits you accumulate as a creator through fan activity on your content.

    You earn Credits through:

    * **Gifting**: Fans sending Credits directly during a Drop or Video
    * **PPV purchases**: Fans unlocking your content in a Public Studio
    * **Subscriptions**: Recurring fees from fans subscribed to your Private Studio

    Earned Credits are **withdrawable as cash** once you complete KYC verification.

    You can see your earned Credits balance in your Wallet and request payouts to your bank from there.
  </Tab>
</Tabs>

## Where Credits show up for you

As a creator, you see Credits in two places:

* **Wallet**: Your running balance of earned Credits, pending payouts, and withdrawal history
* **Creator Dashboard**: Revenue breakdowns showing Credits earned from gifting, PPV, and subscriptions separately

<Tip>
  Track your Credit earnings by source in the Creator Dashboard. If gifting revenue is high, consider engaging more actively in CliQ to encourage it. If PPV revenue dominates, your Teasers are working — keep optimizing them.
</Tip>

## Credit flow summary

```
Fan buys Credits (Purchased Credits)
       ↓
Fan spends Credits on your content or sends a gift
       ↓
You receive Earned Credits in your Wallet
       ↓
You complete KYC verification
       ↓
You withdraw Earned Credits as cash (1–3 business days)
```

<Warning>
  Only Earned Credits are withdrawable. Credits that fans top up to their own wallets — but haven't spent on your content yet — do not appear in your balance and cannot be withdrawn.
</Warning>