> ## Documentation Index
> Fetch the complete documentation index at: https://help.circo.live/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Methods

> Add a payment method to buy Credits, unlock PPV content, and subscribe to Studios. All transactions are encrypted and processed securely.

To purchase Credits, unlock Pay-Per-View content, or subscribe to a Studio, you need a payment method on file. Circo supports several options and keeps all payment details encrypted.

## Supported payment methods

<CardGroup cols={2}>
  <Card title="Debit or credit card" icon="credit-card">
    Major debit and credit cards are accepted globally where available.
  </Card>

  <Card title="Mobile money" icon="mobile">
    Mobile money is supported in regions where this payment method is available.
  </Card>

  <Card title="Wallet top-up" icon="wallet">
    Add Credits directly to your Circo Wallet and use them for gifting or purchasing content.
  </Card>
</CardGroup>

## Adding a payment method

<Steps>
  <Step title="Trigger payment at checkout">
    When you attempt your first purchase, Circo will prompt you to add a payment method. Follow the on-screen steps to enter your card or mobile money details.
  </Step>

  <Step title="Or add manually in settings">
    You can also add or update payment methods at any time by going to **Wallet → Settings**.
  </Step>

  <Step title="Confirm and save">
    Complete the verification step if prompted. Your payment method is saved securely for future use.
  </Step>
</Steps>

## Security and privacy

<CardGroup cols={2}>
  <Card title="Encrypted transactions" icon="lock">
    All payments are processed through trusted payment gateways. Your card details are encrypted and never stored on Circo's servers in plain text.
  </Card>

  <Card title="Not shared with creators" icon="shield">
    Your payment information is never visible to creators or other users on the platform.
  </Card>
</CardGroup>

<Note>
  You can manage or remove saved payment methods at any time from **Wallet → Settings**.
</Note>

## Frequently asked questions

<AccordionGroup>
  <Accordion title="Which cards are accepted?">
    Circo accepts major debit and credit cards where available. Supported card networks may vary by region.
  </Accordion>

  <Accordion title="Is mobile money available in my region?">
    Mobile money support depends on your country. If it's available in your region, it will appear as an option at checkout.
  </Accordion>

  <Accordion title="Can I remove a saved payment method?">
    Yes. Go to Wallet → Settings to manage or delete any saved payment methods.
  </Accordion>

  <Accordion title="Are Credits the same as my payment method balance?">
    No. Credits are a separate in-app balance held in your Circo Wallet. You use your payment method to add Credits, then spend those Credits on content and gifts.
  </Accordion>

  <Accordion title="What if my payment fails?">
    See [Failed Transactions](/fans/failed-transactions) for troubleshooting steps.
  </Accordion>
</AccordionGroup>